From time to time Joel Baker truck driver -- that’s me -- has been asked by a customer or a broker if my insurance is from "XYZ Insurance" company. When I respond and say: “No, why do you ask?” I ...

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Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over ...