Here are some top tips to get the most out of your first credit card: ...

A friend recently sought my advice about choosing a first credit card for an adult child, and I’m going to share my tips here because they are not only for people beginning their credit journey.

If you want to boost your chances of getting a credit card, knowing where your credit score falls on the spectrum can help. If you have limited credit history or no credit, you may have to start your ...

"Less ideal debt" is for buying an asset that drops in value, like a car loan, or has a high interest rate, like credit cards. "Necessary debt" is used to buy an asset that can rise in value, like a ...

If you have used your first credit card well, paid the bill on time, and are now thinking of getting a second card, then wait a bit. A hasty second application can hurt your credit health. When you ...

BREATHING ROOM. I STARTED TO FEEL THE CRUNCH WHEN I STARTED TO USE CREDIT CARDS FOR JUST DAILY ESSENTIALS. FOR JENNIFER PAEZ, MORE EXPENSES AND LESS MONEY. COMING IN MEANT ONE SIMPLE THING SHE HAD TO ...

'Just because people will lend you money doesn't mean that you need to take it - or that you can afford it,' one consumer-finance expert says It can be tempting to throw all your holiday purchases on ...