Fire can cause sudden and severe damage to your home and belongings, making it crucial to understand your fire insurance policy and know what to do if disaster strikes. This guide explains the basics ...

Pali High School rests across the street from homes destroyed in the Palisades fire in Pacific Palisades on Wednesday. (Genaro Molina/Los Angeles Times) California Insurance Commissioner Ricardo Lara ...

Most societies realise they have fire insurance gaps only after something goes wrong. A little clarity now can save you ugly ...

HB25-1182 requires insurers to add risk-modeling into their calculations for insurance rates on homeowners policies.

Once loss due to fire is established, courts need not examine the “cause of the cause” of the fire.Exclusion clauses in ...

A California appeals court this month turned down an effort by Insurance Commissioner Ricardo Lara to force the state's insurer of last resort to add more coverage to its basic fire policies.

TRUCKEE, Calif. – In a groundbreaking move that could reshape wildfire insurance nationwide, the Tahoe Donner Association has secured a first-of-its-kind policy that links premium pricing directly to ...

A contractor removes ash from a Jackson Elementary School classroom on Jan. 23. The Altadena school was professionally cleaned after suffering smoke damage during the Eaton fire. (Nick Agro / For The ...

Have a question about Philly's neighborhoods or the systems that shape them? PlanPhilly reporters want to hear from you! Ask us a question or send us a story idea you think we should cover. Taking a ...

California Insurance Commissioner Ricardo Lara has issued a moratorium that bars insurers from canceling or non-renewing home policies in the Pacific Palisades and the San Gabriel Valley's Eaton fire ...