With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Forbes contributors publish independent expert analyses and insights. I cover tax, budget and retirement policy from Washington Three things are true about long-term care, though many Americans don’t ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

States are stepping up to respond to the need for long-term care services and supports in innovative ways. A panel looked at some of those strategies during the 2025 Harkin Institute Retirement ...

Isabel O’Brien is an experienced business journalist who specializes in private equity, infrastructure, and financial misconduct. Vikki Velasquez is a researcher and writer who has managed, ...

More than 2 million Americans live in long-term care — a nursing home, assisted living or other residential care facility. Many of us may pay regular visits to a family member, friend, or neighbor, ...

Reality came in a gut punch, delivered matter-of-factly by the Needham couple’s local bank teller. The total balance in their accounts was barely enough to buy a few weeks of groceries. Michael Brown ...