How Banks Determine Loan Interest Rates: Key Factors Explained

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...
GOBankingRates on MSN

I asked ChatGPT the best investments to make after the Fed rate cut — here’s what it said

ChatGPT excels at gathering and synthesizing info into recommendations. Here's what it said when asked about the best ...
CNN

The Fed just cut interest rates for the sixth time. Here’s why you’re not seeing much of a difference in your loans

Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight lending rate by 1.75 percentage points since it began its rate-cutting cycle ...
Forbes

The Fed’s Rate Decision Part II: The Pressure For Indecision

U.S. Federal Reserve Chair Jerome Powell attends a press conference in Washington, D.C., the United States, Oct. 29, 2025. The U.S. Federal Reserve on Wednesday decided to lower the target range for ...

Fed’s Miran expects 150 basis points of rate cuts in 2026

Miran’s projection aligns with the lowest forecast for the appropriate funds rate among the Fed’s 19 policymakers released after December’s rate-setting meeting. That estimate placed the fed funds ...
Wall Street Journal

The Fed Made Its Third Cut of the Year. Here’s What Borrowers and Savers Can Expect

Here’s how the central bank’s latest cut will affect loans, savings accounts and investments—and what financial moves to consider Written By Written by Staff Money Writer, WSJ | Buy Side Molly Grace ...
NerdWallet

One Last Fed Rate Cut for 2025 — What Does It Mean For You?

The Fed cut rates again, easing borrowing but squeezing savers. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on ...
MarketWatch

After Fed rate decision, fed-funds futures point to two potential rate cuts in 2026

Traders in the fed-funds futures market were pricing in two potential interest-rate cuts by the Federal Reserve next year, after the Fed announced its decision Wednesday to lower its benchmark rate by ...
Marketplace

Federal funds rate predicted to go lower in 2026

A little recent history here: The Federal Reserve jacked up its benchmark interest rate — the federal funds rate — back in 2022 and 2023, to a high of 5.25-5.5%, in a bid to fight rampant pandemic-era ...
Forbes

Why The Fed’s Interest Rate Decision Is Important — Part I

NEW YORK, NEW YORK - OCTOBER 29: Traders work on the floor of the New York Stock Exchange (NYSE) on October 29, 2025 in New York City. Markets were up in morning trading as investors expect that the ...
The Motley Fool

Fed Delivers a 25 Basis Point Cut but Signals a Higher Bar for Any Additional Easing Next Year

The Federal Reserve lowered the benchmark federal funds rate by 0.25%. Three committee members disagreed with the rate cut action. The market is still pricing in two or more interest rate cuts for ...
Investopedia

FOMC Minutes Show Divided Fed, And Cast Doubt On December Interest Rate Cut

Diccon Hyatt is an experienced financial and economics reporter. He's written hundreds of articles breaking down complex financial topics in plain language, emphasizing the impact that economic ...