With RBI repo rate cuts pushing FD returns to multi-year lows, investors are re-evaluating where to park their money safely.

Here, we list out interest rates offered by all the top banks – private as well as state banks on their 3-year fixed deposits ...

SBI, just like any other bank, offers fixed deposit facility to its customers. Under the facility, a bank customer can ...

In January 2026, FD interest rates vary sharply across banks, making the choice of lender and tenure important for depositors ...

Senior citizens can earn up to 8% interest on fixed deposits with banks like ESAF Small Finance Bank, Jana Small Finance Bank ...

As of January 2026, senior citizen fixed deposit (FD) interest rates across banks range broadly between 5 per cent and 8.10 ...

General citizens who still want to save income tax for FY 2024-25 can still do so under Section 80C in the old tax regime by investing in five year term fixed deposits (FD). General citizens (under 60 ...

Banks and small finance banks significantly reduced fixed deposit interest rates in 2025 following multiple repo rate cuts by ...

Source: Paisabazaar.com as of January 2, 2026 FD rates up to 7.7% for senior citizens Ujjivan Small Finance Bank is offering ...

Multiple top Indian lenders, including the State Bank of India and HDFC Bank, have made changes in the interest rates of ...

This explains why FD reporting to tax authorities and TDS on interest follow different thresholds. The key takeaway is understanding bank-wise limits prevents confusion and unnecessary ...