GOBankingRates on MSN

FICO Score vs. Credit Score: What Lenders Really Use

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and ...
CNN

Buy Now, Pay Later loans will factor in to Americans’ credit scores

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores. FICO plans to launch a suite of credit scores later this year that ...
USA Today

Your credit score could soon be impacted by 'pay later' loans. Details about the change.

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...
Business Wire

FICO Unveils Groundbreaking Credit Scores That Incorporate Buy Now, Pay Later Data

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE: FICO), global analytics software leader, today announced the launch of FICO ® Score 10 BNPL and FICO ® Score 10 T BNPL, the first credit scores from a ...
OPB

‘Buy now, pay later’ purchases can now affect your credit score. Here’s what that means

Those are the loans that allow shoppers, usually online, to break up a purchase into installments — a way to pay that’s become very popular. Let’s take a look at what this could mean for your credit ...

What is a good credit score?

Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.
American Banker

FICO upgrades its cash-flow-powered score with real-time data

The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...
USA Today

Average FICO score sheds 2 points in 2025. Who's seeing the largest drop?

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO. The national FICO score, or three-digit number used to summarize your ...
Business Wire

Octane Earns a 2025 FICO Decision Award; Responsibly Expands Credit Access with FICO Auto Score 10

BOZEMAN, Mont.--(BUSINESS WIRE)--Global analytics software leader FICO today announced that Octane (Octane Lending, Inc.), the fintech revolutionizing the buying experience for major recreational ...
NPR

'Buy now, pay later' purchases can now affect your credit score. Here's what that means

The credit scoring company FICO recently announced it will add something new to some of its credit scores: data from buy now, pay later loans. Those are the loans that allow shoppers, usually online, ...
WESH

Buy Now, Pay Later loans will factor in to Americans' credit scores

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.FICO plans to launch a suite of credit scores later this year that ...