Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

CEO William Lansing has burnished the credit score’s dominance and pushed through price hikes, making a bundle for long-term shareholders and himself an almost-billionaire. In January 2012, the ...

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Credit score and FICO score are sometimes used synonymously, but in truth, FICO is just the formula used to generate it. Evan Zimmer has been writing about finance for years. After graduating with a ...

The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...

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FICO has fired its latest shot in the credit scoring wars, launching a direct license program that promises to slash costs for lenders by cutting out credit bureau markups. But not everyone is ...

BOZEMAN, Mont., October 01, 2025--(BUSINESS WIRE)--Global analytics software leader FICO (NYSE: FICO) today announced a major shift in the delivery of FICO® Scores to the mortgage industry. With the ...

You might know that a good to excellent credit score can help you qualify for great terms on your next loan or credit card. But many lenders use a score from either FICO or VantageScore. So how do you ...

Forbes contributors publish independent expert analyses and insights. I write about building wealth and achieving financial freedom. This article is more than 9 years old. Earlier this year the Fair ...