In the worst-case scenario that you are unable to use your home, loss of use coverage can become essential. If your home is severely damaged by a covered peril like a fire or natural disaster, ...

Subrogation is a fundamental concept in insurance that allows an insurance company to step into the shoes of the insured after a loss and seek recovery from a third party that caused the damage.

Florida homeowners are navigating a complex insurance landscape marked by years of significant premium increases. Costs remain high, making it essential for residents, including those in Pensacola, to ...