Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...

Savvy travelers have found ways to use credit card travel point programs to their advantage and essentially travel for free. Here's what an expert says.

A credit card authorization key is a secure code used to process transactions, confirming purchases and preventing fraud ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble.

A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can ...

Cash-back credit cards offer cash rewards on the purchases you make. Many come with other perks and features that can save you money on your monthly statement or on interest charges. But with so many ...

If a business wants to offset processing fees, you could have to pay a surcharge for using a credit card. However, if you want to avoid this fee, pay with your debit card, cash or check. If the ...

Interest rate and APR have different definitions, but are used interchangeably when it comes to credit cards. Essentially, APR is the annualized cost of borrowing money, including interest charges as ...

The NOVA Credit Card is a luxury credit card that offers accelerated reward points on travel, airport lounge access, low ...

Credit card surcharges are rising, but you can avoid unnecessary fees. Learn nine smart strategies to minimize surcharges and protect your credit card rewards.

Credit cards are a widely-accepted form of payment which comes with the advantage of consumer purchase protection. Many also offer rewards, travel benefits or 0% interest on balance transfers or ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...