Value-based insurance design (VBID) has been used by employers to encourage use of and increase access to evidence-based health services. The core mechanisms of VBID align patient cost-sharing amounts ...

In 2019, the New York State Legislature passed the Child Victims Act (CVA), and in 2022, it passed the Adult Survivors Act (ASA). Each statute created a "look back" period within which victims of sex ...

The report includes ZIP-code-level information aggregated from 2018 through 2022, which covers 330 insurers and more than 246 million policies. Insurance coverage has become less available and more ...

Barbara Glover narrowly missed being crushed by the oak tree that fell through her roof during Hurricane Ian last year. As she fled her Tampa home of 35 years, clutching nothing but a duffel bag of ...

Cyber insurance has become a business essential. Over the past five years, the market has tripled in value, and premiums have risen sharply as ransomware and other cyberattacks drive up payouts. At ...

The Thomas B. Hagen Building at Erie Insurance is shown in this 2021 file photo. Erie Insurance says it has control of its systems after a weeklong network outage and reports no signs of a ransomware ...

We warned you last night about the storm and have now confirmed an EF1 tornado hit Katy. We have widespread damage to homes and businesses in the Katy and Dickinson areas. Thousands of you also woke ...

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Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Bobby L. Hickman is a longtime business and financial journalist who brings decades of ...

When you take out a loan to purchase a car, home or commercial property, the lender typically requires you to prove you have insurance coverage in place for the asset you're buying. However, it can ...