Whether or not you follow a monthly budget, you’ve probably considered putting one together. After all, a household budget is supposed to act as our financial GPS, showing us when we’re headed in the ...

This story was originally published on Oct. 13, 2017. The envelope method espoused by personal finance expert Dave Ramsey is a useful strategy for beginning budgeters, including student loan borrowers ...

My grandmother often wrote her budget on the back of old envelopes. I marveled at how Big Mama, a nursing assistant, managed to stay within budget making just above minimum wage while raising five ...

In need of a serious money reset? Going back to cash could be the cure for your ailing budget. Popularized by modern personal finance patriarch Dave Ramsey, the cash envelope system encourages you to ...

Have you ever used the "envelope system" for budgeting your monthly income? Have you found it to be more difficult to use considering so many purchases and bills are paid with credit cards, checks, ...

Saving and budgeting can be tough. You’ve researched, you’ve planned, you’ve saved and then when you check your bank balance online, you’ve somehow still lost track of expenses and have overspent. If ...

In a time when inflation and the rising costs of goods and services make it increasingly difficult to make ends meet, saving money has become an essential goal for many people. However, finding a ...

During these times when everyone pays with a credit card — or even their phone — budgeting money can be difficult to master. Having to come up with a budget that actually works is hard enough, but it ...

ONE of the characteristics of a healthy financial life is good budgeting. It is not enough that spending is lower than income. It is not enough that expenses are clearly identified. Spending must also ...