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In every state in the U.S. except New Hampshire, it is illegal to drive without car insurance. Most states have laws requiring drivers to carry at least a minimum amount of liability coverage.

Moving to a new state offers plenty of excitement — and a lengthy to-do list of tasks, including changing over your driver's license, registering your car and updating your auto insurance policy.

With nearly 6 million car accidents happening in the United States each year, knowing exactly what your insurance covers can save you thousands. If someone else drives your car and crashes, will your ...