Auto insurance rates are climbing in the U.S., with rates going up about 7.5% in 2025. But do drivers really need coverage to drive? Here's what to know before you get behind the wheel. Before you hit ...

Every time we get behind the wheel, we trust that the people around us are playing by the same rules. Unfortunately, that’s not always the case. One of the most important and simplest rules is that if ...

An uninsured driver hit me, fled, and was caught because of my photos and CHP assistance. The law needs to improve to protect law-abiding drivers from lawbreakers. Since the DMV monitors drivers’ ...

Is it legal to drive without insurance in Kentucky? Though the number of uninsured motorist was decreasing during the 2010s, the COVID-19 pandemic reversed the trend, with some Americans, who were ...