Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

A 20-something today has a one in four chance of becoming disabled before retirement, according to the Social Security Administration. While Social Security disability benefits can help, the average ...

Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.

Millions of Americans are unable to work each year because of illnesses or injuries. While you hope you are never a part of that statistic, you should review your insurance coverage to make sure you ...

Yes, I agree. For most people, insurance isn’t a very interesting topic. Still, it’s an important aspect of your financial (and ultimately, emotional) well-being, and owning the right policies can ...

Insurance provides a financial safety net for life’s challenges, ensuring peace of mind in times of uncertainty. To celebrate the International Day of Families, explore ways to safeguard your family’s ...

Long-term care insurance is a policy that covers assistance seniors may need for basic everyday activities like bathing and eating. It can also cover more comprehensive services like transportation or ...

If you can’t afford both types of policies, consider customizing a life insurance policy with various types of disability riders. These riders require additional underwriting and will increase how ...

Corrections & Clarifications: A previous version of this story misstated what type of policy is considered the gold standard of disability insurance. It also misstated how someone’s youth affects ...