I give a lot of talks to groups of doctors, especially newer doctors such as residents and fellows. Two of the most common questions I get after these talks are what kind of insurance they should get ...

A 20-something today has a one in four chance of becoming disabled before retirement, according to the Social Security Administration. While Social Security disability benefits can help, the average ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Insurance is vital for gig workers because they lack ...

The benefits of long-term disability policies are often offset by the amount of Social Security and retirement benefits you qualify to receive. In other words, the benefit will only pay the difference ...

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

Disability benefits are available for people with certain types of disabling back pain and their dependents. To qualify, you’ll need supporting evidence like medical records and test results. Share on ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

With 15 years of immersion in the world of personal finance, Ashley Kilroy simplifies financial concepts for individuals striving toward financial security. Her expertise has been showcased in ...

Policygenius offers live advice to help you decide how much coverage you need before you buy. At Policygenius, the mission is to make this a simple, easy process from start to finish. Policygenius' ...

When you’re living with lupus, it can impact all aspects of your daily life, including your ability to work and finances. For many, lupus symptoms like fatigue and pain can make it very difficult — or ...

The university provides group long-term total disability insurance to full-time staff (both non-exempt and exempt) and faculty. Summaries of the insurance coverages are listed below. The group ...