Life insurance policies sometimes, but not always, are included within employer-sponsored retirement plans. But disability insurance is less common to cover future retirement funding. Although there ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

One in 8 workers will be disabled for five years or more during their lifetime. The average group long-term disability claim lasts 34.6 months. 90% of disabilities are caused by illness, not accidents ...

Corrections & Clarifications: A previous version of this story misstated what type of policy is considered the gold standard of disability insurance. It also misstated how someone’s youth affects ...

The Alvin Sun is Brazoria County’s first and oldest newspaper and was established on August 8, 1890 as the Alvin News. In 1892, it became the Alvin Sun and was published weekly for many years.