Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

Annuities are insurance policies that are popularly used by retirees for retirement income. While many investors purchase annuities with a lump sum of money, others contribute to their annuities over ...

Although annuity sales are still seeing record highs, investor interest may eventually shift away from fixed-rate deferred annuities and towards other annuities products that have more growth ...

According to Wink’s Sales & Market Report, third-quarter sales of deferred annuities soared almost 21% over the prior-year quarter. Deferred annuities include variable annuities, structured annuities, ...

Immediate fixed annuities and deferred fixed annuities are finding a growing market in the wake of the financial market meltdown. It’s no wonder. Their guaranteed payout rates are more than 8 percent ...

This is the Part 3 of a six-part series on annuities. Part 1, an introduction to annuities, can be found here. Longevity is generally considered a blessing. But what if you live so long that you run ...

A recent WSJ article recommended that annuities be a default option in retirement plans. The author responds to readers’ ...

With the glory days of corporate pensions in the past, fixed annuities can serve to augment retirement income from other sources such as Social Security payouts and employer-sponsored funds. A basic ...

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught and ...

An annuity offers guaranteed income for a set period. There are several types of annuities to choose from, with fixed annuities and indexed annuities being two of the most popular options. While both ...

While rising interest rates might make things difficult for life insurance company risk managers, they were great for individual fixed annuity sales in the fourth quarter of 2022. According to new ...

Fixed-rate deferred (FRD) annuity sales surged 60% in the third quarter to $15.8 billion, driven in part by strong sales through banks, according to the Secure Retirement Institute(R) (SRI(R)) U.S.