Could your debt be reduced or forgiven? Take our financial relief quiz. Before a debt collector can pursue you for a debt, they are generally required to first send you a debt validation letter. This ...

An unpaid debt could damage your credit score. It’s common for debts to be turned over to collection agencies after a period of time. It’s wise to request proof that a debt collectors owns your debt ...

Zombie debt refers to old or expired debts you’ve either forgotten about or never knew about that debt collectors try to resurrect and collect. The most common types of zombie debt include discharged ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Whether you owe it or not, receiving a debt collection notice can conjure up feelings of anxiety, worry and perhaps confusion, ...

Dealing with debt collectors can be nerve-racking, especially if you fell behind on your bills because you’re struggling with unemployment, illness or other setbacks. Though the number of debt ...