Your credit score plays a big role in your financial life. It affects everything: getting approved for loans, opening new credit cards and in some places, it can even impact your car insurance rates.

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

RadCred reports rising demand for personal loans below 580 credit scores as AI approvals expand and lending rules tighten in the U.S.

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Consolidate credit card and other high-interest debt.

A person's credit report tells a story about their childhood. New research, released last month by Harvard's Opportunity Insights, shows that a strong predictor of an adult's bill-paying habits—the ...