Learn how risk-based pricing in credit markets affects interest rates and loan terms based on creditworthiness, and understand regulatory requirements like the 2011 rule.

A credit default swap (CDS) is a contract that protects lenders from borrower default. Learn how a CDS works, why they’re ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...

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The regulator tightened norms on lending to directors, relatives, and connected entities. The framework aims to eliminate conflicts of interest and strengthen governance in institutional ...

New European-wide prescriptive guidelines emphasizing the need for integrated credit risk management supported by data to go live in June 2021 ESG factors centre piece of the requirements as banks ...

In recent months, credit spreads have narrowed to levels not seen since before the global financial crisis. These shifts signal a robust stock market and valuations above historical averages—a dual ...

The $3tn (£2.2tn) shadow banking industry has developed “bubble-like characteristics” that could risk triggering a wider global financial shock, the credit ratings agency Fitch has warned. Fitch said ...

Credit is a binding agreement to pay back borrowed money plus interest. Types of credit include secured (like mortgages) and unsecured (like personal loans). Credit scores, used in lending decisions, ...