FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

More Americans are racking up credit card debt, but an expert from the St. Louis Federal Reserve can explain how to maximize your credit score and pay down debt. FBI executes search warrant at ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

Learn the numbers you need to know before applying for that next big loan. March 16, 2009 — -- A young reader asked me last week how your credit score is calculated, how it's related to your ...

Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

The average VantageScore credit score was 701 in October, within a scale of 300 to 850. That's steady from a month earlier, and down just one point from October 2024. VantageScore CEO Silvio Tavares ...

Your credit score may not improve with on-time bill payments alone. Some debt payments have "no impact" on your score, one expert says. Americans have a near-record level of credit card debt — $1.18 ...