For many people, credit cards are a part of everyday life. There’s a good chance you’ve got a card or two in your wallet and ...

Drivers with good credit pay about 43% less for car insurance compared to people with poor credit. Stronger credit can help you qualify for lower security deposits and better rental terms. Premium ...

Credit scores are more than just numbers—they affect your ability to borrow, rent, and even land certain jobs. Yet, many people make decisions based on false beliefs. Let’s bust the biggest credit ...

CHICAGO, July 12, 2023 (GLOBE NEWSWIRE) -- A new TransUnion (NYSE: TRU) study, “Score Migration Impact to the Credit Ecosystem,” found that median credit scores – aided by government assistance ...

Consumer delinquencies are close to pre-pandemic levels, and that's caused banks to lend out less money, according to the VantageScore CreditGauge September 2025 report. Consumer credit and mortgage ...

In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...

Your credit score can impact everything from the rate you get on a mortgage to whether or not you qualify for a credit card. But most people have no idea how their credit score stacks up against ...

Credit card debt relief is gaining attention as balances cross $1.1 trillion and interest rates stay above 21%. In 2026, ...

If you've ever wondered who's rocking a perfect 850 FICO® Score, here's your answer: not many people. In fact, just 1.54% of Americans are in that elite club, according to Motley Fool Money research.

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...