Credit cards are a tricky financial product. If you use them to your advantage, top credit cards can help you save through the rewards and other perks they offer. But if you're not careful, they could ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Americans with a credit score of 620 or below pay what Bankrate calls a "subprime tax" that amounts to $3,400 per year, according to its new report. The "subprime tax" comes in the form of higher ...

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Ever ...

The national average credit score, which had been steadily increasing for over a decade, fell for the second consecutive year, according to a new report from FICO. Increases in credit card utilization ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

It happens to the best of us. You do everything "right" like pay bills on time, not miss any due dates, and stay out of credit trouble. But then you check your credit score and… it's down. Here's the ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give ...