Average car loan interest rates for excellent credit start at 4.88% for new cars and 7.43% for used cars, based on factors ...

Learn what a delinquent credit card is, its impact on credit scores, and management steps. Get insights on prevention and recovery for improved financial health.

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

The average credit score for American adults is 717 based on FICO's scoring model and 702 based on VantageScore. The average credit score generally increases with age, likely due to older generations ...

The five Cs of credit are character, capacity, collateral, capital, and conditions. They're important because lenders use ...

Seeing your score go down after wiping out debt is disheartening. Here's what might've happened behind the scenes. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using ...

Some offers mentioned below are no longer available. When you're in the market for a new credit card, it's worth considering the short- and long-term impact that adding a new one could have on your ...

Your credit score can have a major impact on your finances. Having a low score could mean that you end up paying as much as $5,000 more for a car loan than you would if you had a high one. Even worse, ...

With more than 10 years of experience making loans and other complex money matters more accessible to the everyday person, Jennifer has helped readers build manageable and healthy money habits. Her ...

Learn how to compare auto refinance loans to find your best option.