Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Your credit score will fall into one of five ranking categories, from poor to excellent. Your category will determine what kinds of credit cards you can get. Your payment record and the length of your ...

The wonderful news about having a 670 credit score is that you can legitimately claim you have a good credit score. But the bad news is that you only barely have a good score. If you drop one point ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

Alvin Byers is a consultant by day and "travel hacker" by night. After conquering a fear of flying, Alvin seeks any opportunity to get into the air to explore the world. As a married man and father to ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Seeing your score go down after wiping out debt is disheartening. Here's what might've happened behind the scenes. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.

While you may think credit scores are reserved for individuals, businesses also receive that important number. Similar to personal credit scores, business credit scores play a part in how lenders ...

Applying for a new job means submitting a resume and cover letter. But can an employer also check your credit score? Most companies run background checks on potential hires and many of them include ...