You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

CheapInsurance.com examines how an applicant's financial profile intersects with their driving profile in determining auto insurance rates. Most drivers know that factors like driving record, vehicle ...

Your credit score can impact your car insurance rate. According to a recent Zebra analysis, people whose credit score is below 580 (poor credit) pay $2,729 annually in car insurance. Those with an 800 ...

Very few purchases are considered cheap these days, and car insurance is no exception. Rates can be high depending on where you live, what kind of vehicle you drive, as well as what kind of driver you ...

Drivers with a perfect driving record can pay twice as much for car insurance if they have bad credit. Improving a credit score from "very poor" to "exceptional" can yield car insurance savings of 273 ...