A VantageScore is a type of credit score to help lenders decide your creditworthiness. It’s a scoring model created by the ...

Chad Langager is a co-founder of Second Summit Ventures. He started as an intern at Investopedia.com, eventually leaving for the startup scene. Erika Rasure is globally-recognized as a leading ...

A great credit score makes borrowing money more affordable. Focus on paying debts on time and keeping credit card balances as low as possible. The right cash back credit card can earn you hundreds, or ...

For a three-digit number that's generated by a semi-secret formula, credit scores can have an enormous impact on our lives. An excellent credit score like 780 is like a golden ticket that can open all ...

Carrying a balance on a credit card usually results in paying more for purchases due to interest charges. Credit utilization is an important factor in determining your credit score and is affected by ...

You want to advance your horizon financially by acquiring more things that are not necessarily within your reach. This means you’ll have to consider borrowing. However, before you are lent any money, ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Thomas J. Brock is a CFA and CPA with more ...