A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

A CIBIL score is a three-digit number that represents your creditworthiness. In simple terms, it shows how likely you are to repay borrowed money on time. Lenders, like banks and financial ...

A great credit score makes borrowing money more affordable. Focus on paying debts on time and keeping credit card balances as low as possible. Flywheel Publishing has partnered with CardRatings for ...

If you ever hope to open a credit card or take out a loan, you need a decent credit score. This tells lenders you're able to borrow money and pay it back in a timely fashion and leads to better offers ...

Your credit score may not improve with on-time bill payments alone. Some debt payments have "no impact" on your score, one expert says. Americans have a near-record level of credit card debt — $1.18 ...

If you’re often turned down for credit or you can only qualify for loans with exorbitant interest rates, your credit score may be to blame. Fortunately, there is no shortage of strategies you can use ...

The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...