Looking to hold onto a credit card for years or even decades? Here's what to know about what can happen when you do, good and ...

That mental shift is real, even if the math stays the same. An 850 score is wasted on a mediocre credit card. Here are the ...

NEWYou can now listen to Fox News articles! You've worked hard, saved smart, and now it's time to enjoy your retirement years. But here's the catch: your credit score still matters, even when you're ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Shutting down a credit card often feels like a clean, responsible move, but it can quietly affect your credit score.

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Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

The difference between a “good” and an “excellent” credit score may look small, but when you are taking a home loan, it can ...

Building a high credit score is a smart financial goal. With excellent credit, you won't need to worry about passing credit checks, whether that's to rent an apartment, get a low interest rate on a ...

This map of the average credit score by state shows how credit scores differ by region Aaron McDade is a breaking news reporter for Investopedia. He is an experienced journalist who has covered ...