Discover the meaning of adverse actions in finance and employment, learn how they affect credit and job applications, and explore practical examples and your legal rights.

When you shop through retailer links on our site, we may earn affiliate commissions. 100% of the fees we collect are used to support our nonprofit mission. Learn more. Lawmakers met Tuesday to put ...

Understand credit denial, including common reasons why credit applications are rejected and what you can do next to improve ...

A tradeline is an account that's listed on your credit report. Your credit score is calculated using the tradelines in your credit report. Review your credit reports often to make sure that all the ...

The next time you apply for a credit card, loan or mortgage, the lender will likely request access to your credit report. The information listed on your credit report summarizes how you manage credit, ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

First of all, if you’re receiving harassing calls from a collection agency, you need to not only know your rights under the Fair Debt Collection Practices Act, but be willing to stand up against ...

Your credit score gets updated after lenders report information and the credit bureaus validate and add this new credit data to your credit report. Lenders typically make reports once a month. Late ...

Nearly half of all credit reports may contain errors, some of them costly to your credit score, according to a new watchdog report. One-quarter of the consumers were unable to access their credit ...

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Keeping your personal information safe can feel like a futile battle. Even if you do everything right, a data breach could leak your information, and in turn allow criminals to buy it on the dark web ...

Aaron is an avid global traveler and miles and points enthusiast. In addition to writing for Forbes.com, Aaron is a full-time professional advisor to Fortune 500 companies at a global consulting firm.