Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

A credit report dispute is simply a request for correction of information that you believe is wrong. Credit bureaus collect ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

A delinquency on your credit report indicates a payment that's been late for 30 days or more. This is one of the last things you want to have in your credit history as it can cause significant and ...

Your credit score is determined based on your current usage of credit, including factors like your payment history and your credit utilization ratio. Something called 'high credit' can also show up on ...

The truth is, credit repair companies can’t legally remove information from your credit report if it’s accurate and current,’ ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

Your credit report touches so many critical parts of your life. The information it holds can determine whether you can buy a home, get a job or qualify a credit card. But just who can peek at this all ...

An increasing number of Americans are seeing their rent payments reported to credit bureaus — but experts are divided on whether this is a benefit or not. According to a TransUnion survey, 13% of ...

A year of small, everyday decisions decides whether you end up with a strong 750+ credit score or spend years repairing the ...