The definition of bad credit can vary from one lender to another. Each lender or credit card issuer sets its own guidelines that determine what credit scores are high enough to qualify for financing ...

Promises of reduced debt, low-interest loans and magical fixes to your credit score that are arriving in the mailbox or email box are tempting but be aware of the difference and know which is the best ...

Paul Oster, America's "credit-repair man," shares tips to mitigate holiday debt and start healing your credit after the ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Although managing your daily budget and improving your credit score are things you can do on your own, sometimes we all need a ...

Artificial intelligence is being used to tackle a wide range of problems and tasks, including boosting credit scores. AI tools could possibly answer your general credit-related questions, analyze your ...

There are no shortcuts to strengthening your credit score. It just takes time. Say that to yourself as often as needed to avoid the temptation to waste good money searching for an easy fix to your ...

Elevated Credit Repair provides individualized credit repair services that include credit report analysis, dispute resolution and ongoing credit monitoring. You can get a free consultation to begin ...

Don't be afraid of an annual fee. Explore your balance transfer options. Try paying your bill more than once a month. Many people overlook valuable credit card perks and strategies that could save ...

A credit score is a three-digit number that lenders use to predict your behavior as a borrower, including whether you’ll make payments on time. It’s calculated using several factors, such as your ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

If you've ever wondered "What is my credit score?" it's probably time to find out. Having a good credit score can make life a lot more affordable. If you’re about to buy a house or car, for example, ...

Many people overlook valuable credit card perks and strategies that could save them money and boost their rewards. Whether ...