If you’ve ever taken out a loan, signed up for store credit, or financed a car or cell phone, chances are you’re already paying for a little-known but potentially life-saving insurance policy, without ...

When applying for a loan or new credit card, the lender might offer you credit insurance — a policy you can either pay for upfront or roll into your monthly payments. But what is credit insurance?

Personal loan credit insurance is an optional policy that covers your loan payments in case of specific unforeseen events like unemployment, disability or death. While the coverage can be costly, it ...

Ever wonder what happens to your mortgage, car loan or any other debts if the unthinkable occurs? While traditional life insurance provides a general financial safety net for your loved ones, credit ...

Salespeople sometimes sneak credit life insurance in for a big purchase. Nov. 17, 2008 — -- We all know that many Americans are deep in debt right now. I worry that may leave us vulnerable to bad ...

Kevin Nishmas is an expert financial content writer with a long and successful history of working with Canada's largest financial institutions. His knack (and passion) for transforming complex ...