In June 2010, TexasOne Community Credit Union was forced by regulators to merge with PrimeWay Federal Credit Union. The two Houston based credit unions each had their own problems, not the least of ...

Average car loan interest rates for excellent credit start at 4.88% for new cars and 7.43% for used cars, based on factors ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

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You don't need a perfect 850 FICO score – just a 760 score to get approved for the lowest interest rates. Once you have a 760 credit score, you have leverage to negotiate new terms, get a better ...

For the new year, I’m determined to make the most of my credit cards, points, and miles to ensure I fully maximize my loyalty ...

Trade credit can be used to improve cash flow and build relationships with vendors or suppliers. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

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Learn how a transferable letter of credit enables a primary beneficiary to transfer credit to others, securing payments for suppliers, and facilitating smoother international trade.

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

A good FICO credit score is within the range of 670 to 739. A good, or "prime," VantageScore is within the range of 661 to 780. Payment history and amounts owed are two major factors that determine a ...