When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

Achieve reports a credit score of 600 is fair, but limits borrowing options.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...

A balance transfer credit card allows you to transfer the debt balance from other credit cards onto a single card.

A tradeline is an account that's listed on your credit report. Your credit score is calculated using the tradelines in your credit report. Review your credit reports often to make sure that all the ...

I'm always trying to crack the credit scoring code that plays a big role in determining how much consumers pay for the money they borrow. So I was eager to dig up an answer to a question I received ...

Parents can add a child as an authorized user to their credit card account to help build a kid's credit history and credit score. The strategy is generally best for kids in their later teenage years, ...

Few Americans go through life without ever having to borrow money. Student loans, mortgages, car loans — these are all facts of financial life. There are times when you might need some money to get ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...