A low credit limit requires discipline if you want to keep your utilization low and have a healthy credit score.

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Credit card debt can be an expensive burden to carry. Consider the average annual percentage rate-- the interest rate, plus any fees -- of credit cards in the U.S. News database, which ranges from ...

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

Charging $10,000+ to a credit card can trigger fraud checks, raise utilization, and rack up interest. Here's what happens, and how to avoid the downsides.

Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

This is the story of how a poorly-timed credit card purchase turned into a massive credit score drop. While it does have a (mostly) happy ending, there are some lessons to be learned. Not long ago, a ...