Incurring credit card debt can make it easier to buy various products and services. You can also earn points or cash back for every purchase while boosting your credit score. However, if you don’t ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

If you've taken out a personal loan, used a credit card or bought a home with a mortgage at any point in the last couple of years, you're likely well aware of how challenging today's borrowing ...

Clearly, Americans have a credit card problem. In August, credit card debt in the United States surpassed a staggering $1.1 trillion [1] . And for many people, that balance is more than just a number ...

Americans are racking up more and more credit card debt. Collectively, consumers owe a record $1.21 trillion on their credit cards, the Federal Reserve Bank of New York recently reported. Create a ...

In an ideal world, you would never have any credit card debt. But sometimes you may end up carrying a balance, whether it’s because you recently made a large purchase or your finances were ...

You’ve got a good groove going. But sometimes, you wonder if your habit of using your credit card to pay for everyday purchases might be doing more harm than good. After all, you’re racking up points ...

The best premium credit cards offer long lists of luxury perks, from lounge access to hotel upgrades to travel credits. They also come with high annual fees to match, which means they aren't a great ...