If you're worried about increasing your balances due to an unrequested credit limit increase, you can call your issuer and ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

That mental shift is real, even if the math stays the same. An 850 score is wasted on a mediocre credit card. Here are the ...

So, as you plan to improve your credit in 2026, review all of your credit card accounts, identify their utilization ratios, ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

They tell you to enjoy the little things in retirement. They're right, of course, but sometimes retirees have to shell out ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

A credit card opened in your name can hurt your score fast. Here's how it happens and what actually protects you.

And if you rely on a credit card, loans, or other ways of borrowing money, you’ll know that it becomes increasingly harder to ...