Knowing how credit cards work can save you headaches and cash. In a nutshell, credit cards provide access to a revolving line of credit that allows you to make purchases that can be paid off later.

Understand what over-limit fees are, how they function, and how the CARD Act protects you from unexpected charges while managing your credit card wisely.

Most credit cards have a variable rate with a direct connection to the Federal Reserve's benchmark. Stream San Diego News for free, 24/7, wherever you are with NBC 7. It follows that credit card rates ...

Interest-rate cuts are supposed to lower borrowing costs, but that's not necessarily happening for credit-card users The Federal Reserve has taken sizable steps to lower its benchmark interest rate ...

In September this year, during a campaign rally in New York, Donald Trump proposed capping credit card interest rates at 10%. Others from Josh Hawley to Bernie Sanders have also taken up the cause.

Correction: An earlier version of this included an error regarding how the prime rate is set. The prime rate is set by banks, not by the Federal Reserve, but it ...

Choosing between a credit card and a debit card depends on your financial goals. While debit cards help you spend only what ...

Threats both large and small hit the credit card industry in 2025, but the market showed resilience. One threat to the credit ...

How Swipe Culture Slowly Drains Your Wallet In today’s fast-paced digital world, a credit card is no longer just a payment ...

Most credit cards have variable rates with direct connections to the Federal Reserve’s benchmark. It follows that credit card rates spiked along with the Fed’s string of 11 rate hikes starting in ...