Keep your wallet lean to minimize the risk of identity theft; ditch the old receipts, spare keys, and especially your Social ...

Most people carry more in their wallets than they actually need. A few extra cards, an old receipt, maybe a backup key—it all ...

You also don’t need to carry every credit card you have. Just bring the one you use to make most of your transactions. Then, ...

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Every time you tap your debit card, you are giving direct access to the cash in your checking account. In low‑risk situations ...