This social amplification effect explains why AI mistrust can spread rapidly across user networks. When consumers hear stories of poor advice, data misuse, or unexplained system behavior, their own ...

Mayer Brown's exceptional breadth of knowledge and experience helps consumer finance and mortgage finance entities navigate the broad range of US federal and state laws impacting their operations. Our ...

In this month's article, we share some of our top "bites" covered during the May 2025 webinar. Bite 19: Study Releases Data on the CFPB's Complaint Database On May 7, 2025, authors from SMU's Cox ...

The FCA has begun a major review into the implications of advanced AI for consumers, firms and regulators in retail financial ...

Consumer payment trends such as pushback on interchange fees, the rise of buy now/pay later, crypto payments and agentic commerce are set to shape payments in 2026. The elephant in the room is the ...

About Bread Financial ® Bread Financial ® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S.

Emmanuel Mogaji does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond ...

The Consumer AI Disruption Index is a qualitative and quantitative study that maps 17 consumer-facing verticals along two axes: risk of AI-driven disruption and strength of customer relationships (see ...

CFPB ensures financial markets fairness, focusing on rule enforcement and consumer education. Established post-2008 crisis, CFPB centralizes oversight of banking/lending practices. Investors benefit ...

OK, I’ll admit it … I am a closet Amazon addict. I get an adrenaline rush from the thrill of one-click purchases and the ease of buying nearly everything I need when I need it, and knowing it will ...

The Consumer Financial Protection Bureau has been quiet since the early days of the second Trump presidency, when the administration stopped work at the agency and told staffers to stay home. But ...