Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

It’s important to compare life insurance quotes so you don’t overpay. Make sure to compare quotes for the same death benefit, policy length and riders. A life insurance agent or financial adviser ...

It’s easier to get a policy than it had been in the past, and knowing some key steps can help the process go smoothly ...

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Guardian: Best for applicants with health conditions. MassMutual: Best for cash value growth. Northwestern Mutual: Best for blended term. Thrivent: Best for social responsibility. New York Life: Best ...

Protective has some of the lowest average term life insurance rates among the insurers we analyzed. Its permanent life insurance policies are also cost-competitive and the insurer receives strong ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

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