Auto insurance coverage comes in many forms, and what you'll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types ...

Collision vs comprehensive car insurance: which do you need? While collision and comprehensive car insurance are optional in every state, they’re required by lenders if you are financing or leasing ...

The right auto insurance provides protection from financial calamity. After all, accidents can happen to anyone, and most people can't just pay to repair or replace their vehicle out of pocket if ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Collision insurance is auto coverage that reimburses the insured for damage sustained to ...

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Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Comprehensive auto insurance has a ...

You love nature, but does nature love you or your car? A fallen tree branch, hail storms, and hungry squirrels that confuse electrical systems for pasta primavera can cause damage to your ride. That’s ...

Comprehensive and collision car insurance both cover damage to your vehicle and are part of a full-coverage auto insurance policy. Collision insurance covers damage to your vehicle resulting from an ...

Owning your first car is a big moment in anyone’s life, be it a brand new car or your dad’s trusted one. But with owning your car comes the necessity of getting your insurance, and this is where ...

One caveat is colliding with an animal, such as a deer. That type of damage is covered by comprehensive coverage. If you are not at fault for an accident, the other driver’s property damage liability ...