Collision vs comprehensive car insurance: which do you need? While collision and comprehensive car insurance are optional in every state, they’re required by lenders if you are financing or leasing ...

Auto insurance coverage comes in many forms, and what you'll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types ...

Collision insurance is coverage that protects you and only you. This type of auto insurance helps to pay for the repair or replacement of your car if it's damaged in an accident with another vehicle ...

Collision insurance can help pay for repairs to your vehicle if it collides with an object, such as another vehicle or pole. If you have a loan or lease on your car, your lender likely requires ...

The 100,000 mile rule refers to the general recommendation to drop collision and comprehensive coverage on cars once they've ...

State car insurance requirements vary, but USAA offers the cheapest minimum coverage rates in our analysis. To qualify for ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

See how coverage, rates and quality compare in Pennsylvania.

Comprehensive and collision car insurance both cover damage to your vehicle and are part of a full-coverage auto insurance policy. Collision insurance covers damage to your vehicle resulting from an ...

If you’re in a car accident, the last thing you want to worry about is how you’ll pay for repairs. Collision insurance offers peace of mind by covering the cost of damages to your vehicle after a ...

One caveat is colliding with an animal, such as a deer. That type of damage is covered by comprehensive coverage. If you are not at fault for an accident, the other driver’s property damage liability ...