Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Most of us are curious beings by nature. So, if you've been staying awake at night wondering what your 16-digit credit card number means, it's your lucky day. I'm going to pull back the curtain and ...

Liliana Hall was a writer for CNET Money covering banking, credit cards and mortgages. Previously, she wrote about personal credit for Bankrate and CreditCards.com. Some card details on this page may ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

Your credit card number isn’t just a random string of numbers. It identifies the credit card issuer, financial institution and your account. It also validates your card for security purposes. Many or ...