Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Life insurance can help protect your family financially if anything happens to you, but it’s important to make sure you’re not overpaying for the coverage you need. Life insurance is a planning tool ...

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A term life policy can provide cheap life insurance for a period when you need it most, such as the term of your mortgage or until your kids graduate from college. Plus, most term life policies offer ...

One of the most common types of life insurance is term life insurance, a temporary kind of policy that covers you for a set period of time, usually five to 30 years. This can be helpful if you want to ...

In this second article on life insurance, I look at level versus escalating premium patterns, why you get what you pay for, and how life cover fits into your long-term financial plan. Here’s a quick ...

“A term insurance policy is the cheapest way to go,” says Jon Voegele, chair of Life Happens. More than half of the 2020 Insurance Barometer Study respondents estimated that a $250,000 term life ...