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Homeowners in these 14 states pay at least $1,100 less than the national average for home insurance.

Builder's risk insurance covers homes and buildings while they're under construction. Find Cheap Homeowners Insurance Quotes in Your Area It's free, simple and secure. Builder's risk policies also ...

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CheapInsurance.com reports that dwelling coverage often lags behind rising rebuild costs, emphasizing the need for regular audits to prevent underinsurance.