High earners don't need to overhaul their investment strategy, but should revisit their retirement plan to understand how ...

The Internal Revenue Service lets older workers make catch-up contributions to their 401 (k)s to enhance their nest eggs as ...

Beginning January 1, 2026, high-income employees will be required to make catch-up contributions to workplace retirement plans on a Roth (after-tax) basis. Under the SECURE 2.0 Act, employees aged 50 ...

A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans.The rule, which was created ...

Starting January 1, 2026, professionals earning over $145,000 must make catch-up contributions to Roth accounts, ...

If you are reviewing your retirement savings for 2026, there are changes set for 401(k)s that you should be aware of. The ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

The Internal Revenue Service has locked in sweeping new rules that require certain workers to make catch-up contributions in their retirement savings, but make the contributions into a Roth ...

In a shift that could spur broader adoption of Roth retirement accounts by both employers and workers, higher-income employees who make catch-up contributions to a workplace plan in 2026 will see a ...

Proposed Treasury regulations relating to catch-up contributions were issued in January of 2025 that include guidance for the mandatory Roth catch-up requirement, which was first provided under ...

When the IRS published its final regulations governing Roth source catch-up contributions in the Federal Register on September 16, the countdown clock started. On January 1, 2026, employees age 50 and ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which are over and above the regular limits for employee contributions to ...