According to the National Retail Federation, U.S. consumers are predicted to spend an average of $902 per person during the winter holidays. This is higher than any other year previously recorded by ...

The first cash-back credit card appeared back in the 1980s. The hope is that if used properly, you can earn hundreds of dollars a year in rewards. The right cash back credit card can earn you hundreds ...

Credit cards made up about 35% of all transactions last year, according to Federal Reserve data. And yet, most people swipe without realizing the hidden perks and money-saving tricks their cards come ...

Using credit cards strategically for summer vacation expenses can help you save money. Choosing the best card for each purchase can allow you to enjoy free travel perks, travel insurance and ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

If your total credit limit is ₹5 lakh and you've already spent ₹4.5 lakh, it's best to pay off your old balance first. In this case, making new transactions will push your credit utilization ratio to ...

Student credit cards offer rewards and incentives geared towards students and may be easier to qualify for. Credit cards can be a valuable tool for college students to learn how to manage money and ...